IBEW 76 Federal Credit Union

Loan Rates

Vehicle Loans

  APR* TERM FINANCING
Autos
 2.95%
up to 84 months
up to 100%
Boats
 6.00%
up to 120 months
up to 100%
RVs
 6.00%
up to 120 months
up to 100%
Motorcycles
 5.95%
up to 84 months
up to 100%

 

Signature Loans

9.00% *

 

Signature Line of Credit

10.00% *

 

Apprenticeship

6.00% *

 

VISA Credit Cards

9.00% *

 

Share Secured

3.50%+ Share Rate *

 

Certificate Secured

3.50%+ Certified Rate*

 

Real Estate Loans

TYPE FINANCING APR * TERM AMOUNT
1st Mortage 5 yr Balloon n/a n/a n/a
n/a
1st Mortgage Fixed n/a
n/a
n/a
n/a
2nd Mortgage Fixed 80%
5.50%
10 yrs
$275,000
Home Equity Line of Credit 80%
**4.50%
10 yrs
$275,000
** Variable Rate. No lower than 4.50%, no higher than 12.00%. Adjusts twice a year (January and July)

 

* Annual Percentage Rate

Rates effective February 20, 2014